/* ==========================================================================
   Legal Pages — shared shell.
   Used by: /privacy-policy/, /terms/, /disclaimer/, /accessibility/, /sitemap/
   Patterns: sticky TOC (with scrollspy), effective-date pill, plain-English
             callouts, defined terms, anchor-friendly headings, print styles.
   ========================================================================== */

/* ----- Reading progress bar (top) -------------------------------------- */
.read-progress {
  position: fixed;
  top: 0;
  left: 0;
  height: 3px;
  width: 0%;
  background: var(--c-accent);
  z-index: calc(var(--z-nav) + 5);
  transition: width 80ms linear;
  pointer-events: none;
}

/* ----- Legal hero (compact, editorial) -------------------------------- */
.legal-hero {
  background: var(--c-bg-warm);
  border-bottom: 1px solid var(--c-line);
  padding-block: clamp(40px, 6vw, 80px) clamp(40px, 5vw, 64px);
}
.legal-hero__inner {
  display: grid;
  grid-template-columns: minmax(0, 1.4fr) minmax(0, 1fr);
  gap: clamp(32px, 5vw, 80px);
  align-items: end;
}
@media (max-width: 880px) {
  .legal-hero__inner { grid-template-columns: 1fr; }
}

.legal-hero__title {
  font-size: clamp(2.25rem, 1.7rem + 2.6vw, 3.5rem);
  letter-spacing: -0.025em;
  margin: 0 0 var(--s-4);
  line-height: var(--lh-tight);
}
.legal-hero__title em { color: var(--c-accent); font-style: italic; font-weight: var(--fw-regular); }

.legal-hero__lead {
  font-size: var(--fs-18);
  line-height: var(--lh-relaxed);
  color: var(--c-fg-soft);
  max-width: 56ch;
  margin: 0;
  text-wrap: pretty;
}

/* Breadcrumb */
.crumbs {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px;
  list-style: none;
  margin: 0 0 var(--s-5);
  padding: 0;
  font-size: var(--fs-13);
  font-family: var(--font-mono);
  letter-spacing: 0.02em;
  color: var(--c-fg-muted);
}
.crumbs a {
  color: var(--c-fg-muted);
  text-decoration: none;
  border-bottom: 1px solid transparent;
}
.crumbs a:hover { color: var(--c-brand); border-bottom-color: var(--c-brand); }
.crumbs li + li::before {
  content: "/";
  margin-right: 8px;
  color: var(--wfs-cream-300);
}
.crumbs [aria-current="page"] { color: var(--c-fg); }

/* Date pill — effective / updated */
.legal-meta {
  display: flex;
  flex-direction: column;
  gap: var(--s-3);
  padding: var(--s-5) var(--s-6);
  background: var(--wfs-paper);
  border: 1px solid var(--c-line);
  border-radius: var(--r-3);
  box-shadow: var(--shadow-1);
  font-size: var(--fs-14);
}
.legal-meta__row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: var(--s-4);
  padding-bottom: var(--s-3);
  border-bottom: 1px dashed var(--c-line);
}
.legal-meta__row:last-child { padding-bottom: 0; border-bottom: 0; }
.legal-meta__label {
  font-family: var(--font-sans);
  font-size: var(--fs-12);
  font-weight: var(--fw-semibold);
  letter-spacing: var(--tracking-eyebrow);
  text-transform: uppercase;
  color: var(--c-fg-muted);
}
.legal-meta__value {
  font-family: var(--font-mono);
  font-size: var(--fs-14);
  color: var(--c-fg);
  font-variant-numeric: tabular-nums;
  letter-spacing: 0.02em;
}
.legal-meta__value strong { font-weight: var(--fw-semibold); color: var(--c-brand); }

.legal-meta__governing {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: var(--fs-13);
  color: var(--c-fg-soft);
}
.legal-meta__governing svg { width: 16px; height: 16px; color: var(--c-accent); flex: 0 0 16px; }

/* ----- Jump cards — quick-access to top sections (above the fold) ----- */
.jump-cards {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: var(--s-3);
  margin-top: var(--s-7);
}
@media (max-width: 720px) { .jump-cards { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 440px) { .jump-cards { grid-template-columns: 1fr; } }

.jump-card {
  display: flex;
  flex-direction: column;
  gap: 4px;
  padding: var(--s-4) var(--s-5);
  background: var(--wfs-paper);
  border: 1px solid var(--c-line);
  border-radius: var(--r-2);
  text-decoration: none;
  color: inherit;
  transition: border-color var(--dur-fast), background var(--dur-fast), transform var(--dur-fast);
}
.jump-card:hover {
  border-color: var(--c-fg);
  background: var(--wfs-cream-50);
  color: inherit;
  text-decoration: none;
  transform: translateY(-1px);
}
.jump-card__num {
  font-family: var(--font-mono);
  font-size: var(--fs-12);
  color: var(--c-accent);
  letter-spacing: 0.04em;
}
.jump-card__label {
  font-family: var(--font-display);
  font-size: var(--fs-15);
  font-weight: var(--fw-medium);
  line-height: 1.3;
  color: var(--c-fg);
  letter-spacing: -0.005em;
}

/* ----- Two-column legal body ------------------------------------------ */
.legal-body {
  display: grid;
  grid-template-columns: 240px minmax(0, 1fr);
  gap: clamp(40px, 5vw, 72px);
  padding-block: var(--section-y);
}
@media (max-width: 960px) { .legal-body { grid-template-columns: 1fr; gap: var(--s-7); } }

/* TOC — sticky on desktop */
.legal-toc {
  position: sticky;
  top: 96px;
  align-self: start;
  max-height: calc(100vh - 120px);
  overflow-y: auto;
  font-family: var(--font-sans);
  font-size: var(--fs-14);
  border-left: 1px solid var(--c-line);
  padding-left: var(--s-4);
}
.legal-toc__label {
  font-size: var(--fs-12);
  font-weight: var(--fw-semibold);
  letter-spacing: var(--tracking-eyebrow);
  text-transform: uppercase;
  color: var(--c-fg-muted);
  margin: 0 0 var(--s-4);
}
.legal-toc__list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.legal-toc__list a {
  display: flex;
  align-items: baseline;
  gap: 10px;
  padding: 6px 10px;
  text-decoration: none;
  color: var(--c-fg-soft);
  border-radius: var(--r-2);
  line-height: 1.4;
  transition: background var(--dur-fast), color var(--dur-fast);
}
.legal-toc__list a:hover { color: var(--c-fg); background: var(--wfs-cream-50); }
.legal-toc__list a.is-active {
  color: var(--c-brand);
  background: var(--wfs-cream-100);
  font-weight: var(--fw-semibold);
}
.legal-toc__num {
  font-family: var(--font-mono);
  font-size: var(--fs-12);
  color: var(--c-fg-muted);
  flex: 0 0 28px;
}
.legal-toc__list a.is-active .legal-toc__num { color: var(--c-accent); }

/* Mobile TOC: collapses to <details> */
.legal-toc-mobile {
  display: none;
  margin: 0 0 var(--s-6);
  border: 1px solid var(--c-line);
  border-radius: var(--r-3);
  background: var(--wfs-paper);
  overflow: hidden;
}
.legal-toc-mobile > summary {
  padding: 14px 16px;
  font-family: var(--font-sans);
  font-size: var(--fs-14);
  font-weight: var(--fw-semibold);
  color: var(--c-fg);
  cursor: pointer;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  letter-spacing: 0.01em;
}
.legal-toc-mobile > summary::-webkit-details-marker { display: none; }
.legal-toc-mobile > summary::after {
  content: "+";
  font-family: var(--font-display);
  font-size: 22px;
  color: var(--c-accent);
  transition: transform var(--dur-fast);
}
.legal-toc-mobile[open] > summary::after { content: "−"; }
.legal-toc-mobile .legal-toc__list { padding: 0 12px 12px; }
@media (max-width: 960px) {
  .legal-toc { display: none; }
  .legal-toc-mobile { display: block; }
}

/* ----- Content prose --------------------------------------------------- */
.legal-content {
  max-width: 70ch;
  font-size: var(--fs-17);
  line-height: var(--lh-relaxed);
  color: var(--c-fg);
}
.legal-content h2 {
  font-size: var(--fs-h3);
  margin: var(--s-10) 0 var(--s-4);
  padding-top: var(--s-2);
  scroll-margin-top: 96px;
  display: flex;
  align-items: baseline;
  gap: var(--s-3);
  letter-spacing: -0.018em;
}
.legal-content h2:first-child { margin-top: 0; }
.legal-content h2 .num {
  font-family: var(--font-mono);
  font-size: 0.55em;
  color: var(--c-accent);
  letter-spacing: 0.04em;
  font-weight: var(--fw-medium);
  flex: 0 0 auto;
}
.legal-content h3 {
  font-size: var(--fs-h5);
  font-weight: var(--fw-semibold);
  margin: var(--s-7) 0 var(--s-3);
  scroll-margin-top: 96px;
  letter-spacing: var(--tracking-snug);
}
.legal-content h3 .num {
  font-family: var(--font-mono);
  font-size: 0.7em;
  color: var(--c-fg-muted);
  margin-right: 8px;
  letter-spacing: 0.04em;
  font-weight: var(--fw-regular);
}
.legal-content p { margin: 0 0 var(--s-4); text-wrap: pretty; }
.legal-content ul, .legal-content ol { padding-left: 1.4em; margin: 0 0 var(--s-5); }
.legal-content li { margin-bottom: var(--s-2); }
.legal-content li::marker { color: var(--c-accent); }
.legal-content a {
  color: var(--c-brand);
  text-decoration: underline;
  text-decoration-thickness: 1px;
  text-decoration-color: rgba(11,42,74,.3);
  text-underline-offset: 3px;
}
.legal-content a:hover { color: var(--c-accent); text-decoration-color: var(--c-accent); }
.legal-content strong { font-weight: var(--fw-semibold); color: var(--c-fg); }

/* Anchor-link icon on headings (copy-link affordance) */
.legal-content h2 .anchor,
.legal-content h3 .anchor {
  opacity: 0;
  margin-left: 4px;
  font-size: 0.65em;
  color: var(--c-accent);
  text-decoration: none;
  transition: opacity var(--dur-fast);
}
.legal-content h2:hover .anchor,
.legal-content h3:hover .anchor { opacity: 1; }

/* Plain-English callout */
.callout {
  display: flex;
  gap: var(--s-4);
  padding: var(--s-5) var(--s-6);
  border-radius: var(--r-3);
  background: var(--wfs-cream-50);
  border-left: 3px solid var(--c-accent);
  margin: 0 0 var(--s-5);
}
.callout__icon {
  flex: 0 0 28px;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--c-accent);
  color: var(--wfs-cream-50);
  display: inline-flex;
  align-items: center;
  justify-content: center;
}
.callout__icon svg { width: 14px; height: 14px; }
.callout__body { font-size: var(--fs-15); color: var(--c-fg); line-height: var(--lh-relaxed); }
.callout__body p:last-child { margin-bottom: 0; }
.callout__label {
  font-size: var(--fs-12);
  font-weight: var(--fw-semibold);
  letter-spacing: var(--tracking-eyebrow);
  text-transform: uppercase;
  color: var(--c-accent);
  margin: 0 0 4px;
  display: block;
}
.callout--warning { background: rgba(180, 118, 31, 0.08); border-left-color: var(--wfs-warning); }
.callout--warning .callout__icon { background: var(--wfs-warning); }
.callout--warning .callout__label { color: var(--wfs-warning); }
.callout--info    { background: var(--wfs-navy-50); border-left-color: var(--wfs-navy-500); }
.callout--info .callout__icon { background: var(--wfs-navy-500); }
.callout--info .callout__label { color: var(--wfs-navy-500); }

/* Defined-term inline highlight */
dfn, .term {
  font-style: normal;
  font-weight: var(--fw-semibold);
  color: var(--c-brand);
  border-bottom: 1px dashed var(--c-accent);
  padding-bottom: 1px;
}

/* Definition list (used in cookies, defined terms) */
.legal-content dl { margin: 0 0 var(--s-5); padding: 0; }
.legal-content dt {
  font-family: var(--font-sans);
  font-weight: var(--fw-semibold);
  color: var(--c-fg);
  font-size: var(--fs-16);
  margin-top: var(--s-4);
}
.legal-content dd {
  margin: 4px 0 0;
  padding-left: var(--s-5);
  color: var(--c-fg-soft);
  border-left: 2px solid var(--c-line);
  font-size: var(--fs-15);
}

/* Data tables (cookies / data categories) */
.data-table {
  width: 100%;
  border-collapse: collapse;
  margin: 0 0 var(--s-5);
  font-size: var(--fs-14);
  border: 1px solid var(--c-line);
  border-radius: var(--r-3);
  overflow: hidden;
  background: var(--wfs-paper);
}
.data-table thead {
  background: var(--wfs-cream-50);
}
.data-table th {
  text-align: left;
  font-family: var(--font-sans);
  font-size: var(--fs-12);
  font-weight: var(--fw-semibold);
  letter-spacing: var(--tracking-eyebrow);
  text-transform: uppercase;
  color: var(--c-fg-muted);
  padding: 12px 14px;
  border-bottom: 1px solid var(--c-line);
}
.data-table td {
  padding: 12px 14px;
  border-bottom: 1px solid var(--c-line);
  vertical-align: top;
  line-height: var(--lh-normal);
  color: var(--c-fg-soft);
}
.data-table td strong { color: var(--c-fg); font-weight: var(--fw-semibold); }
.data-table tbody tr:last-child td { border-bottom: 0; }
.data-table tbody tr:hover { background: var(--wfs-cream-50); }
@media (max-width: 720px) {
  .data-table { font-size: var(--fs-13); }
  .data-table th, .data-table td { padding: 10px 12px; }
}

/* Section divider */
.legal-content hr {
  border: 0;
  border-top: 1px solid var(--c-line);
  margin: var(--s-9) 0;
}

/* End-of-doc footer (contact for questions) */
.legal-footer-card {
  margin-top: var(--s-10);
  padding: var(--s-7);
  background: var(--c-bg-ink);
  color: var(--c-fg-on-ink);
  border-radius: var(--r-4);
  display: grid;
  grid-template-columns: minmax(0, 1.5fr) auto;
  gap: var(--s-5);
  align-items: center;
}
.legal-footer-card h3 {
  color: var(--c-fg-on-ink);
  font-size: var(--fs-h5);
  margin: 0 0 6px;
}
.legal-footer-card p {
  color: var(--wfs-navy-200);
  font-size: var(--fs-15);
  margin: 0;
  max-width: 46ch;
}
@media (max-width: 720px) {
  .legal-footer-card { grid-template-columns: 1fr; }
}

/* ----- Sitemap-specific grid (for /sitemap/) -------------------------- */
.sitemap-silo {
  display: grid;
  grid-template-columns: minmax(0, 220px) minmax(0, 1fr);
  gap: var(--s-6) var(--s-7);
  padding: var(--s-7) 0;
  border-top: 1px solid var(--c-line);
}
.sitemap-silo:last-child { border-bottom: 1px solid var(--c-line); }
@media (max-width: 720px) { .sitemap-silo { grid-template-columns: 1fr; gap: var(--s-3); } }

.sitemap-silo__head {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.sitemap-silo__num {
  font-family: var(--font-mono);
  font-size: var(--fs-12);
  letter-spacing: 0.04em;
  color: var(--c-accent);
}
.sitemap-silo__title {
  font-family: var(--font-display);
  font-size: var(--fs-h4);
  font-weight: var(--fw-medium);
  letter-spacing: var(--tracking-snug);
  color: var(--c-fg);
  margin: 0;
  line-height: 1.15;
}
.sitemap-silo__desc {
  font-size: var(--fs-14);
  color: var(--c-fg-soft);
  margin: 0;
  line-height: var(--lh-normal);
  text-wrap: pretty;
}

.sitemap-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 4px var(--s-4);
}
@media (max-width: 560px) { .sitemap-list { grid-template-columns: 1fr; } }

.sitemap-list a {
  display: flex;
  align-items: baseline;
  gap: 8px;
  padding: 8px 10px;
  text-decoration: none;
  color: var(--c-fg);
  font-size: var(--fs-14);
  border-radius: var(--r-2);
  border-left: 2px solid transparent;
  transition: background var(--dur-fast), border-color var(--dur-fast), color var(--dur-fast);
}
.sitemap-list a:hover {
  background: var(--wfs-cream-50);
  border-left-color: var(--c-accent);
  color: var(--c-brand);
}
.sitemap-list a .sl-url {
  font-family: var(--font-mono);
  font-size: var(--fs-12);
  color: var(--c-fg-muted);
  letter-spacing: 0.02em;
}
.sitemap-list a:hover .sl-url { color: var(--c-accent); }

/* Print styling — fintech-grade printable legal doc */
@media print {
  body { background: white; color: #111; font-size: 11pt; line-height: 1.5; }
  .wfs-nav, .wfs-footer, .read-progress, .tweaks-panel, .tweak-fab,
  .legal-toc, .legal-toc-mobile, .legal-footer-card, .jump-cards,
  .skip-link, .btn-wfs, .wfs-nav__cta { display: none !important; }
  .legal-hero { padding: 24pt 0; background: white; border-bottom: 2pt solid #000; }
  .legal-body { display: block; padding: 16pt 0; }
  .legal-content { max-width: 100%; font-size: 11pt; color: #111; }
  .legal-content h2 { font-size: 18pt; margin-top: 18pt; page-break-after: avoid; color: #000; }
  .legal-content h3 { font-size: 13pt; margin-top: 14pt; page-break-after: avoid; color: #000; }
  .legal-content p, .legal-content li { color: #222; }
  .callout { background: #f7f3e9 !important; border-left-width: 2pt; padding: 8pt 12pt; }
  a { color: #111 !important; text-decoration: underline; }
  a[href^="http"]::after { content: " (" attr(href) ")"; font-size: 9pt; color: #666; }
  .data-table, .data-table th, .data-table td { border-color: #888 !important; }
}